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We work with highly experienced teams that are able to look at all individual circumstances.

“42% of people with a mortgage have no Life Insurance in place”

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Our Process

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Pricing

Quoted rates may vary and are subject to individual status and medical underwriting. Correct as of 2nd May 2024.

20 Year Old

non-smoker in good health

  • £4.18 per month AIG Up to £150,000 level term Life Cover for 30 Years
  • £4.35 per month AIG Up to £175,000 level term Life Cover for 30 Years
  • £4.62 per month AIG Up to £200,000 level term Life Cover for 30 Years
  • £4.88 per month AIG Up to £225,000 level term Life Cover for 30 Years
  • £5.16 per month AIG Up to £250,000 level term Life Cover for 30 Years

30 Year Old

non-smoker in good health

  • £6.98 per month AIG Up to £150,000 level term Life Cover for 30 Years
  • £7.93 per month AIG Up to £175,000 level term Life Cover for 30 Years
  • £8.71 per month AIG Up to £200,000 level term Life Cover for 30 Years
  • £9.48 per month AIG Up to £225,000 level term Life Cover for 30 Years
  • £10.19 per month AIG Up to £250,000 level term Life Cover for 30 Years

40 Year Old

non-smoker in good health

  • £10.31 per month Aviva Up to £150,000 level term Life Cover for 30 Years
  • £11.56 per month Aviva Up to £175,000 level term Life Cover for 30 Years
  • £12.84 per month Aviva Up to £200,000 level term Life Cover for 30 Years
  • £14.12 per month Aviva Up to £225,000 level term Life Cover for 30 Years
  • £15.40 per month Aviva Up to £250,000 level term Life Cover for 30 Years

50 Year Old

non-smoker in good health

  • £23.55 per month AIG Up to £150,000 level term Life Cover for 30 Years
  • £25.95 per month Legal and General Up to £175,000 level term Life Cover for 30 Years
  • £29.37 per month Legal and General Up to £200,000 level term Life Cover for 30 Years
  • £32.79 per month Legal and General Up to £225,000 level term Life Cover for 30 Years
  • £36.20 per month AIG Up to £250,000 level term Life Cover for 30 Years

60 Year Old

non-smoker in good health

  • £43.40 per month Legal and General Up to £150,000 level term Life Cover for 30 Years
  • £48.22 per month Legal and General Up to £175,000 level term Life Cover for 30 Years
  • £54.82 per month Legal and General Up to £200,000 level term Life Cover for 30 Years
  • £61.42 per month Legal and General Up to £225,000 level term Life Cover for 30 Years
  • £68.02 per month Legal and General Up to £250,000 level term Life Cover for 30 Years

70 Year Old

non-smoker in good health

  • £120.56 per month Aviva Up to £150,000 level term Life Cover for 20 Years
  • £137.98 per month Aviva Up to £175,000 level term Life Cover for 20 Years
  • £159.67 per month Aviva Up to £200,000 level term Life Cover for 20 Years
  • £181.36 per month Aviva Up to £225,000 level term Life Cover for 20 Years
  • £203.05 per month Aviva Up to £250,000 level term Life Cover for 20 Years

Critical Illness

Life Insurance and Critical Illness Cover quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 2nd May 2024.

From £10 per month

  • Up to £30,753 over 20 years Aviva 30 year old born in 1994
  • Up to £22,278 over 20 years Aviva 35 years old born in 1989
  • Up to £18,353 over 15 years Aviva 40 year old born in 1984
  • Up to £13,425 over 15 years Aviva 45 year old born in 1979
  • Up to £10,171 over 10 years Aviva 50 year old born in 1974
  • Up to £7,100 over 10 years Aviva 55 year old born in 1969
  • Up to £4,805 over 10 years Aviva 60 year old born in 1964

Whole of Life

Whole of Life Cover quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 2nd May 2024.

From £8 per month

  • Up to £5,437 sum assured Legal & General 30 year old born in 1993
  • Up to £4,624 sum assured Aviva 35 years old born in 1988
  • Up to £3,931 sum assured Aviva 40 year old born in 1983
  • Up to £3,345 sum assured Aviva 45 year old born in 1978
  • Up to £3,137 sum assured Aviva 50 year old born in 1973
  • Up to £2,655 sum assured Aviva 55 year old born in 1968
  • Up to £2,277 sum assured Aviva 60 year old born in 1963